Refinance Your Mortgage with Metropolitan Home Mortgage

Put Simply, refinancing your mortgage can be a strategic move to lower your monthly payments, reduce your interest rate, or access your home's equity.

Why Refinance with Metropolitan Home Mortgage?

At Metropolitan Home Mortgage, we understand that each homeowner's financial situation is unique. Our experienced Loan Officers, Chip Ferrier and Bart Gurley,

bring decades of experience serving clients and are dedicated to finding the loan program that aligns with your individual financial goals. We offer:

• Lower Monthly Payments: By securing a lower interest rate, you can reduce your monthly mortgage expenses.

• Shorter Loan Terms: Pay off your mortgage faster and save on interest over the life of the loan.

• Cash-Out Refinancing: Access your home's equity to fund home improvements, consolidate debt, or cover other significant expenses.

• Debt Consolidation: Combine high-interest debts into a single, manageable monthly payment at a lower interest rate.

Types of Refinancing Options

We offer various refinancing options to suit your needs:

• Rate and Term Refinance: Adjust your interest rate, loan term, or both to achieve more favorable loan conditions.

• Cash-Out Refinance: Tap into your home's equity to receive a lump sum of cash for personal use, such as home renovations or debt consolidation.

• Streamline Refinance: For eligible existing FHA or VA loan holders, this option offers a simplified process with reduced documentation and potentially lower costs.

Note: Eligibility for specific refinancing options depends on individual circumstances, including credit score, loan-to-value ratio, and existing loan terms.